VA Home Renovation Grants for Veterans
Veterans with service-connected disabilities can access substantial housing assistance through various grants provided by the Department of Veterans Affairs (VA). These include:
- Specially Adapted Housing (SAH) Grant: Up to $110,000 for veterans with severe service-connected disabilities to build, buy, or modify a home to accommodate their needs.
- Special Housing Adaptation (SHA) Grant: Up to $22,000 for certain service-connected disabilities to adapt an existing home or purchase a home that has already been modified.
- Home Improvements and Structural Alterations (HISA) Grant: For minor home modifications necessary for health and safety, up to $6,800 for service-connected conditions and up to $2,000 for non-service-connected conditions.
These grants are specifically designed to make homes safer and more accessible for veterans, including modifications that prevent falls.
Medicaid Home and Community-Based Services (HCBS) Waivers
Many states offer Medicaid Home and Community-Based Services (HCBS) waivers to eligible Medicaid recipients.
These waivers can cover a range of home safety upgrades and modifications aimed at keeping individuals in their homes rather than institutions.
The specific services and eligibility criteria vary by state, so it’s important to check with your state’s Medicaid office or Area Agency on Aging.
Other Federal Housing Programs (Loans and Mortgages)
While not direct grants for fall prevention, other federal programs can help finance home renovations:
- FHA 203(k) Rehabilitation Mortgage Insurance Program: This allows homebuyers and current homeowners to finance up to $35,000 for home repairs or improvements by rolling the costs into their mortgage.
- HUD Title 1 Property Improvement Loan Program: Offers loans for remodeling, repairs, or other property improvements.
- Home Equity Conversion Mortgages (HECM): For homeowners aged 62 and older, these allow you to convert a portion of your home equity into cash. It’s important to understand the implications of a reverse mortgage before pursuing this option.
Don’t qualify for Federal aid? Check State & Local options next.